Explore the latest Bank of Baroda CSP Commission List 2025 with updated rates, charts, and expert tips. Download BOB BC commission list PDF and learn how CSPs earn.
Introduction
Imagine this: You’re running a small CSP (Customer Service Point) for Bank of Baroda in your town. Every day, people come to you for help — opening accounts, depositing cash, withdrawing money, and even applying for government schemes. But the big question you have is — How much commission do I earn for each service I provide?
If this question brought you here, you’re in the right place. This blog is your friendly, detailed guide to the Bank of Baroda CSP Commission List 2025. We’ll walk you through the latest rates, show commission tables, and even share some smart tips to help you earn more.
So grab a chai ☕, and let’s get started.
What is Bank of Baroda CSP?
A CSP (Customer Service Point) is like a mini-bank, usually run by local people in rural or semi-urban areas. Think of it as a helping hand for people who can’t reach a proper branch.
Bank of Baroda (BOB), being one of the biggest public sector banks in India, has a huge network of CSPs across the country.
You, as a CSP agent, act as the face of the bank. And for every transaction you handle — whether it’s a cash deposit or an Aadhaar-enabled payment — you earn commission.
Why Commission Matters to a CSP Agent
Let’s be real — being a CSP is not just about service; it’s also a source of livelihood.
- For many rural youth, it’s a steady income.
- For homemakers, it’s part-time work with respect.
- And for shopkeepers, it adds an extra income stream.
But your income totally depends on the CSP commission structure — which is why knowing the latest Bank of Baroda CSP Commission List 2025 is super important.
Bank of Baroda CSP Commission List 2025 – Latest Update
Here’s the latest info for Bank of Baroda CSP Commission 2025, along with reference to previous years like bank of baroda csp commission list 2024 and even bank of baroda csp commission chart 2022 pdf, to help you compare.
🧾 Bank of Baroda CSP Commission List 2025 – As Per Official PDF
| Sr. No. | Transaction Type | Commission / Charges |
|---|---|---|
| 1 | Saving Bank A/c Opening (eKYC) | ₹25 for funded account, ₹10 for non-funded account |
| 2 | Opening of Recurring Deposit (RD) Account | ₹10 per account |
| 3 | Opening of Fixed Deposit (FD) Account | 0.40% of deposit amount (Min ₹1, Max ₹20 per FD) |
| 4 | Cash Deposit (non-AEPS, BCA opened A/c) | 0.40% of amount (Min ₹1, Max ₹20, Max ₹49,000 per account/day) |
| 5 | Cash Deposit (AEPS On-Us) | 0.40% of amount (Min ₹1, Max ₹25, Max ₹49,000) |
| 6 | Cash Deposit (Using RuPay Card / AEPS Off-Us) | 0.40% of amount (Min ₹1, Max ₹20, Max ₹25,000) |
| 7 | Cash Withdrawal (non-AEPS, BCA opened A/c) | 0.40% of amount (Min ₹1, Max ₹20, Max ₹10,000 per account/day) |
| 8 | Cash Withdrawal (AEPS On-Us & RuPay Card On-Us) | 0.40% of amount (Min ₹1, Max ₹25, Max ₹20,000) |
| 9 | Cash Withdrawal (AEPS Off-Us & RuPay Card Off-Us) | 0.40% of amount (Min ₹1, Max ₹25, Max ₹10,000) |
| 10 | Remittance/Fund Transfer (Aadhaar-based) | 0.40% of amount (Min ₹1, Max ₹10, Max ₹20,000) |
| 11 | Fund Transfer through NEFT etc. | 0.40% of amount (Min ₹1, Max ₹20, Max ₹10,000) |
| 12 | IMPS Transaction (Cash) | 0.40% of amount (Min ₹1, Max ₹20, Max ₹10,000) |
| 13 | IMPS Transaction (Transfer) | 0.40% of amount (Min ₹1, Max ₹10, Max ₹10,000) |
| 14 | Deposit into Loan Accounts | 0.40% of amount (Min ₹1, Max ₹20, Max ₹49,000 per account/day) |
| 15 | Aadhaar Seeding | ₹3 per seeding |
| 16 | Mobile Number Seeding | ₹5 per seeding |
| 17 | PMJJBY / PMSBY / APY Enrollment | PMJJBY – As per cycle; PMSBY – ₹1.00; APY – As per scheme |
This list is based on current reports and experiences from CSP agents across India. Keep in mind that commissions may slightly vary by region or updates from the bank.
📝 Important Notes:
- No fixed salary is given to CSP agents. Earnings are purely commission-based.
- Taxes are applicable as per government rules.
- CSP agents (Business Correspondents or BCs) generally receive 80% of the total commission the bank pays.
BOB CSP Commission Chart PDF Downloads
Want a printable or sharable version of this info? Here are some helpful downloads:
- ✅ Bank of Baroda CSP Commission List PDF 2025
- ✅ Bank of Baroda CSP Commission Chart PDF 2024
- ✅ Bank of Baroda CSP Commission Chart 2022 PDF (Archived Version)
- ✅ BOB BC Commission List PDF
These PDFs are great for training new agents, setting targets, or simply reminding yourself how much you’re earning per service.
3 Tips to Maximize Your CSP Earnings
Let’s look at some practical ways to boost your income:
1. Promote PM Schemes Locally
Many people still don’t know about PMJJBY, PMSBY, or APY. Guide them, explain benefits, and help them register. Each successful registration gives you commission and builds trust.
2. Set Daily Service Targets
Fix simple goals like:
- 10 account openings
- 20 cash deposits
- 30 AEPS withdrawals
Track them weekly and see your earnings grow.
3. Offer Services During Off Hours
Many people visit CSPs early morning or after work. Keeping your center open during these times can increase footfall and transactions.
Q: What is the latest Bank of Baroda CSP Commission List 2025?
A: It includes ₹0.50 per ₹1,000 for cash transactions, ₹20 for account opening, ₹30 for PMJJBY, and more. Check full table above.
Q: How can I download the BOB BC commission list PDF?
A: Official updates are available from your CSP software or local BOB regional office. We’ll link PDFs here as they release.
Q: Is the 2024 commission list still valid?
A: Some rates remain unchanged from the bank of baroda csp commission list 2024, but always follow the 2025 update for accurate earnings.
Q: Do I earn for balance enquiry or mini statements?
A: Yes! Even these small services pay ₹0.25 each — it adds up if you do many daily.
Final Thoughts – Start Earning Smart!
Being a CSP agent is more than just a job. It’s a service to the community and a great way to earn. Knowing your Bank of Baroda CSP commission list helps you work smarter, not just harder.
So whether you’re just starting or already running a successful CSP, stay updated with the latest charts, set goals, and watch your income grow.
Liked this guide? Share it with your fellow CSP friends — it might just help them earn better too! 💪
💬 Join the conversation!
Have a question or want to share your earnings experience as a CSP? Drop a comment below — we love hearing from our readers.
Resources & External Links
- Bank of Baroda Official CSP Portal
- PMJJBY Government Scheme Info
- Aadhaar Enabled Payment System (AEPS) Explained
- PMSBY Insurance Scheme Details
- APY Scheme Info – PFRDA
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